Insurance Law

What We Do

Our Insurance Law practice covers the full range of legal issues arising in the insurance sector in Oman. We advise insurance companies on regulatory compliance with the Insurance Companies Law (Royal Decree 12/1979 and its amendments) and the regulations issued by the Capital Market Authority. We assist insurers and policyholders with policy drafting, interpretation, and coverage disputes across all lines, including property, casualty, marine, motor, health, life, and liability insurance. Our team handles insurance litigation before the Omani courts, including coverage disputes, bad faith claims, and subrogation proceedings. We also advise on Takaful products and the Sharia-compliant insurance framework. Our lawyers work with clients to manage claims efficiently, negotiate settlements, and, when necessary, pursue or defend litigation to achieve optimal outcomes.

Key Services

• Insurance policy drafting, review, and interpretation
• Coverage dispute resolution and litigation
• Insurance regulatory compliance and licensing
• Reinsurance treaty advisory
• Motor accident claims and litigation
• Property and casualty insurance claims
• Marine and cargo insurance matters
• Takaful (Islamic insurance) advisory
• Subrogation claims and recovery actions

Why Choose Us

Our insurance law team brings extensive experience in both contentious and non-contentious insurance matters in Oman. We understand the regulatory environment governed by the Capital Market Authority and the practical realities of insurance claims and disputes in the Omani market. Our firm has represented major insurers, brokers, and policyholders in significant cases, and we have a strong track record of achieving favorable outcomes in coverage disputes and claims litigation. We are equally comfortable advising on complex reinsurance arrangements and handling straightforward motor accident claims. Our clients value our ability to provide clear, practical advice that helps them manage risk and resolve disputes efficiently.